Our extensive network includes top experts from academia and industry.
Our extensive network includes top experts from academia and industry.
Victor Stango
bodog poker review, Graduate School of Management,
University of California, Davis
Victor Stango has been a leading expert in banking, household bodog poker review, and behavioral economics for more than twenty years. Professor Stango has served as an expert witness in numerous matters involving bank fees, credit card pricing and disclosures, insurance, and credit reporting, among other areas.
Much of bodog poker review Stango’s expert work examines consumers’ usage and understanding of financial and nonfinancial products, including how they may interpret disclosures associated with those products. bodog poker review Stango has testified in deposition and at trial.
In his academic research, bodog poker review Stango examines how consumers make short- and long-run financial decisions; learn about and use financial products and services; and interpret financial disclosures and information provided to them by banks and other institutions. He also analyzes issues related to credit reporting, data breach, and data privacy.
bodog poker review Stango was formerly a senior economist at the Federal Reserve Banks of Chicago and New York. His research and opinions have been featured in major news outlets and leading academic journals, including the American Economic Review, the Journal of bodog poker review, and the Review of bodog poker review Studies. He has been recognized for outstanding teaching at UC Davis.
Our extensive network includes top experts from academia and industry.
Ronald T. Wilcox
NewMarket Corporation bodog poker review of Business Administration,
Darden School of Business,
University of Virginia
Ronald Wilcox is an expert in marketing research, marketing analytics, customer relationship management, marketing of financial services, and branding. His litigation experience includes analysis of class certification and damages issues, as well as conducting and rebutting bodog poker review surveys, including conjoint surveys. Professor Wilcox has also provided trial testimony related to branding.
bodog poker review Wilcox formerly served as an economist at the U.S. Securities and Exchange Commission. He was also an assistant bodog poker review at the Carnegie Mellon Graduate School of Industrial Administration. bodog poker review Wilcox has consulted to numerous companies, including Sikorsky, Johnson & Johnson, and Visa.
bodog poker review Wilcox’s research has appeared in the Journal of Marketing bodog poker review, Management Science, Marketing Science, and other leading marketing and bodog poker review journals. His findings have been cited in the Wall Street Journal, the Washington Post, and Businessweek.
He is a frequent contributor to Forbes and the author bodog poker review book Whatever Happened to Thrift? Why Americans Don’t Save and What to Do about It, published by Yale University Press and listed among the Top Five Business Books of 2008 by Kiplinger. bodog poker review Wilcox also coauthored the book Cutting-Edge Marketing Analytics: Real World Cases and Data Sets for Hands On Learning, on the use of customer data to improve marketing decisions, published by FT Press.
Our extensive network includes top experts from academia and industry.
Mark J. Garmaise
Professor of bodog poker review,
UCLA Anderson School of Management,
University of California, Los Angeles
Mark Garmaise is a corporate bodog poker review expert who specializes in topics related to banking, entrepreneurship, financial contracting, real estate, and securities. Professor Garmaise has testified in high-profile cases involving breach of contract, valuation, and damages. In Rule 10b-5 securities class actions and related opt-out matters, he has provided expert testimony on class certification and merits issues, including market efficiency, price impact, loss causation, and damages.
His industry experience includes FinTech, cryptocurrency, entertainment, financial services, investment banking, automotive, and microfinance. bodog poker review Garmaise has also consulted with a U.S. bank on refining its residential mortgage delinquency model.
bodog poker review Garmaise analyzes a range of complex issues affecting real estate markets, entrepreneurial firms, venture capital, and private equity. He has published papers on mortgage terms, the performance of small business lenders, and the effects of financial constraints on entrepreneurs. His research has appeared in peer-reviewed publications such as the Review of bodog poker review Studies, the Journal of bodog poker review, and the Quarterly Journal of Economics.
An award-winning instructor with more than two decades of experience, Professor Garmaise teaches MBA and executive courses on corporate bodog poker review, venture capital, and private equity (including investment strategies such as the use of special purpose acquisition companies, or SPACs). He is a former senior associate dean of the MBA program at the UCLA Anderson School of Management. Previously, Professor Garmaise served on the faculty of the University of Chicago Booth School of Business.
Our extensive network includes top experts from academia and industry.
Manuel Adelino
Professor of bodog poker review,
Fuqua School of Business,
Duke University
Manuel Adelino is a bodog poker review expert who specializes in household bodog poker review, public bodog poker review and banking, and entrepreneurial bodog poker review. Professor Adelino has particular expertise with mortgage markets, including loan origination, securitization, and defaults. He has testified in deposition on issues related to approval, pricing, and borrower and lender incentives in the mortgage market. Before entering academia, Professor Adelino worked as a research associate and visiting scholar at the Federal Reserve Bank of Boston and as a business analyst at McKinsey.
Professor Adelino conducts research on household bodog poker review, climate bodog poker review, and financial intermediation. His current work centers on how forbearance affects household consumption and savings, the role of credit in the carbon footprint of new and existing housing, and how information frictions shape the primary and secondary mortgage markets. He has also analyzed monetary policy, housing debt, bank ratings, municipal bonds, and corporate distress issues.
bodog poker review Adelino publishes research in leading academic journals, including the Journal of bodog poker review, Management Science, the Journal of bodog poker review Economics, and the Review of bodog poker review Studies. He serves on several editorial boards and is a faculty research fellow in corporate bodog poker review at the National Bureau of Economic Research (NBER). Professor Adelino presents frequently in academic and industry forums, including NBER meetings, the American bodog poker review Association (AFA), American Economic Association (AEA), and at universities in the United States, United Kingdom, Europe, and Asia.
At the Fuqua School of Business, Professor Adelino teaches the Ph.D. course on corporate bodog poker review and M.B.A. courses on entrepreneurial bodog poker review, raising capital, and corporate bodog poker review. He has earned honors for excellence in teaching, as well as prestigious fellowships, including the Kauffman Foundation’s Junior Faculty Fellowship in Entrepreneurship Research.
Before joining the faculty at Duke, bodog poker review Adelino was on the faculty at the Tuck School of Business at Dartmouth University.
bodog poker review Finance Capabilities
When bodog poker review finance firms come under scrutiny from the CFPB or other agencies, they turn to Cornerstone Research staff and experts to respond to such regulatory investigations. We have assisted in responding to allegations of unfair, deceptive, and/or abusive practices (UDAAP) in violation of various U.S. statutes.
- Electronic Funds Transfer Act (EFTA)
- Fair Credit Reporting Act (FCRA)
- Real Estate Settlement Procedures Act (RESPA)
- Right to bodog poker review Privacy Act (RFPA)
- Telemarketing and bodog poker review Fraud and Abuse Prevention Act (TCFAPA)
- Telephone bodog poker review Protection Act (TCPA)
- Truth in Lending Act (TLA)
We work with some of the largest providers of bodog poker review finance products in matters involving mortgage and appraisal services, credit card products, student loans, subprime and other loans, credit reporting practices, and collection practices. For client matters that involve issues of customer understanding and expectations, our experts and staff use sophisticated tools of economic analysis to model bodog poker review behavior.
We address pricing, competition, securitization, and business models bodog poker review credit card industry. Our staff and affiliated experts have estimated potential damages for banks facing class actions alleging improper overdraft fees on debit cards. Representative matters include:
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- Analyzed bodog poker review behavior and repayment expectations for a major credit card issuer that changed agreement terms, and assessed the pertinent regulatory and economic factors
- Estimated potential damages for banks facing class actions alleging improper overdraft fees on debit cards
Representative matters include:
- Reviewed loan term disclosures and analyzed subsequent bodog poker review behavior to assess customer comprehension of the disclosures
- Evaluated the economics of, and capital flows within, the student loan industry
Representative matters include:
- Investigated claims that appraisals were inflated as a result of an alleged conspiratorial agreement between a lender and an appraisal management firm.
- Analyzed bodog poker review behavior to assess if borrowers suffered economic harm as a result of Electronic Funds Transfer (EFT) enrollment
Cornerstone bodog poker review provides consulting expertise and supports testifying experts across a wide spectrum of timely and relevant FinTech issues.
- Cryptocurrency Market Microstructure
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- Damages and Token Valuation
- Blockchain Technology
- bodog poker review Financial Services
Representative matters include:
- Evaluated how existing bodog poker review finance regulation applies to new platforms and how borrowers interact with developing technology for loan products
- Analyzed bodog poker review “robo-advisors” and how automated investment strategies perform relative to alternative portfolios under different risk-return scenarios
Featured Cases
Selected Professionals
Our staff consultants contribute expertise in economics, bodog poker review, accounting, and marketing, as well as business acumen, familiarity with the litigation process, and a commitment to provide outstanding support.
Featured Publications
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For more information or assistance with a specific matter, please contact us.